Homeowners Insurance - Holland, MI
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Insurance Liability Limits – Why Should I Care?
One of the toughest things to put a finger on when it comes to insurance is choosing liability limits. Liability starts with owning assets that could potentially harm the public—your automobile could hurt someone in an accident, your home’s front steps could be a tripping hazard to a visitor, or your boat could collide with another boat on the water....
Comparing Urban, Suburban and Rural Home Insurance Needs
Home insurance companies determine rates based on a wide range of factors. But you will notice that urban, suburban and rural homes vary dramatically when it comes to the premiums paid. Here are some of the factors that make up the difference between a typical urban, suburban and rural home: ...
Michigan Homeowners Insurance and the Pandemic
If you’ve taken a trip to the lumberyard lately to pick up materials for a home project, you know the cost of building materials is going crazy right now. Meanwhile, it’s tough to find a contractor with time to fit new projects into their schedules....
What Percentage Should You Carry in Home Insurance?
There are many somewhat hidden rules when it comes to home insurance, especially with how much you should carry. One of these rules is the 80% rule in home insurance. You should generally carry at least 80% of your home’s total replacement cost value in home insurance. ...
Does Homeowners Insurance Cover Garage Doors?
It would seem your garage door is part of your home. But, if it breaks, will your home insurance policy cover the damage? In this article, we outline everything you need to know about how home insurance works if your garage door needs repairs or replacement. ...
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