insurance - Lansing, IA
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Ways to Become a Preferred Driver
If you’re a good driver, you’re likely to reap certain benefits from your auto insurance provider. In fact, the safest drivers stand to benefit the most. Insurers frequently reward their best customers with certain perks. Often, insurers term their best drivers as Preferred Risk drivers. ...
Can Someone Else Drive My Car if I Have Insurance?
You have an insurance policy and a friend borrows your car and hits a tree. Even though you weren’t driving, is your car still covered for the damages? In short, yes. If you have the right coverage, insurance generally follows the vehicle rather than the driver, and the one driving doesn’t have to be named as an insured for the vehicle to be covered....
The Risks of Driving in Rural Areas
Once you get out of the state’s urban centers, you’ll see a lot of land, and very few people. To drivers, this might represent unique driving risks with which you might not be readily familiar. Here’s some tips to keep in mind when you get out of town. ...
Missed an Auto Insurance Payment: What to Do Now
Making on-time payments to your auto insurance company is critical. Usually, making your payment at one time to cover the entire coverage period is best. If that’s not possible, many insurers allow you to make monthly payments. However, missing just one of those payments can lead to the cancellation of your policy....
How Far Back Do Auto Insurance Companies Look?
Your auto insurance premiums are based on many factors, including your claims history and driving record. Insurers use proprietary algorithms to determine your rates. Many insurers look at your records for the past three to five years. You may notice a significant difference between quotes from different insurance companies....
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