Homeowners Insurance - Whitingham, VT
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insurance policy.
How Much Home Insurance Do I Need for a Mortgage?
Owning a home is a big responsibility that comes with risk. If your property is damaged or destroyed, you could be responsible for high out-of-pocket expenses on top of your monthly mortgage payments. For this reason, most mortgage lenders will require you to purchase a homeowners insurance policy before they finance your loan....
Who is an insured on an HO policy?
Definitions are very important in any insurance contract. Throughout a Homeowner policy, YOU and YOUR refer to the NAMED INSURED shown in the declaration AND their SPOUSE, but only IF a resident of the same household. If that spouse moves out, no coverage follows them. ...
Gutter Cleaning Protects Your Home
Gutter cleaning does not sound like a weekend chore anyone is excited to do. Yet, it's an important chore every homeowner should do or hire someone to do twice a year. Why? Because gutters get clogged, which can result in significant damage to your house. That significant damage can cost you money....
Will Home Insurance Pay to Remove a Tree from a Yard?
Storms are one of the most common causes of damage to a home. Even in a small windstorm, a tree limb can land on your home or fence and create thousands of dollars of damage. In many situations, your home insurance is available to help cover these costs. However, not every situation offers the same level of coverage....
Insuring Your New Backyard
Over the last 16 months, we have all spent exorbitant amounts of time at home. As the Spring turned to Summer in 2020, many of us spent more time in the backyard and used the savings from not heading out for dinners and vacations or invested stimulus payments to update and expand our outdoor spaces....
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