Homeowners Insurance - Defiance, MO
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Home Warranty Versus Home Insurance
If you own a home or plan on buying one, you may wonder about the best ways to protect your investment. The two main ways to safeguard your home are a home warranty and a homeowners insurance policy. While they both provide financial protection, they have many differences worth noting. ...
Tips to Prevent a House Fire
On average, over seven billion dollars’ worth of damage occurs every year due to fires. Fires also cause the loss of life every day. Consider the following tips to avoid a fire from igniting in your home. Cooking Safely Many fires start in the kitchen....
Flooding & Homeowner Insurance from 7/26/2022 11" storm
Parts of the St Louis region received as much as 8" of rain in 6 hours and a total of 11" in 24-hour period beating a record from July 1915. Amazingly, after hundreds of car rescues from trapped/stranded motorists many homeowners found basements filling up with water....
Homeowner dies and home is no longer owner-occupied
When a homeowner dies or has moved out of the house and the home is no longer OWNER-OCCUPIED can an insurance company deny a homeowner claim? Yes, an insurance company can deny a homeowner claim if a home is no longer OWNER-OCCUPIED. This could mean a recent death or the owner simply moving out....
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