Homeowners Insurance - Beaufort, MO
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Flooding & Homeowner Insurance from 7/26/2022 11" storm
Parts of the St Louis region received as much as 8" of rain in 6 hours and a total of 11" in 24-hour period beating a record from July 1915. Amazingly, after hundreds of car rescues from trapped/stranded motorists many homeowners found basements filling up with water....
Homeowner dies and home is no longer owner-occupied
When a homeowner dies or has moved out of the house and the home is no longer OWNER-OCCUPIED can an insurance company deny a homeowner claim? Yes, an insurance company can deny a homeowner claim if a home is no longer OWNER-OCCUPIED. This could mean a recent death or the owner simply moving out....
Facts About Home Cooking Fires
According to the U.S. Fire Administration, 75.7 percent of fire-related deaths in the US between 2003 and 2012 occurred in residential properties. The largest percentage of those deaths were due to home cooking fires. The breakdown of causes and relative frequency of residential fires are: ...
10 Tips for Saving On Your Homeowners Insurance
Homeowners insurance is not negotiable. If you hold a mortgage on your property, the bank will require it. And in any case, you'll want the protection for your family's investment. If the cost of your insurance is causing you anxiety, there are ways to lower it. Try some of these tips to reduce your premium price: ...
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