Flood Insurance - Independence, LA
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Flood Insurance in
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insurance policy.
What Causes Floods?
Do you remember studying the water cycle in grade school? The planet’s water travels from clouds, down to the soil, into bodies of water and then gets evaporated back into the clouds. So where in this cycle does flooding happen? Floods occur—whether predicted or sudden—when there is a clog or imbalance in the water cycle....
Do You Need Flood Insurance?
Do you need flood insurance? That is a key question to ask when you purchase a home. Let's look at the reasons you might need flood insurance. High Risk Area: If you live in a high risk area, then you definitely should consider flood insurance. Whatever institution holds your mortgage will often require it....
Do You Need Flood Insurance?
Nearly half of all American households aren’t aware that a standard homeowners insurance policy will not cover flood-related damages. For protection from floodwaters, you must purchase additional coverage. But do you really need extra flood insurance? ...
What Does Flood Insurance Cover?
Flood insurance covers damage to your home and the contents within your home due to the infiltration of water from an outside source. The National Flood Insurance Program (NFIP) definition of a flood is quite specific. A flood may be caused by rising tides, overflowing river banks or any sudden surge of water....
Preparing A Business For Flooding
Flood damage is a complicated insurance issue. Generally, standard commercial property insurance does not cover flood damages to a business. This is a grave concern, since flooding is more prevalent than you might think. In fact, prolonged precipitation, damaged dams or levees and even burst pipes could flood an office or worksite....
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