Homeowners Insurance - Des Moines, IA
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Service Line Insurance Coverage
Many people do not realize that homeowners are responsible for the cost of repairing service lines that run under their homes. Underground utility lines can be difficult to access and expensive to repair. Service line coverage can help cover the costs of fixing service lines that connect your household to vital utility services....
Is Animal Nuisance Covered by Homeowners Insurance?
Even though it might be fun to watch animals wander into your backyard, these furry critters Animals can pose a huge threat to your property. A deer might jump through your glass patio doors, a bear might tear apart your fence. In some cases, even your dog or cat might damage your possessions. ...
Burglars Who Don't Break In
According to the FBI, about 30 percent of burglaries occur without a break-in. That means that 30 percent of burglaries happened because a window or door was unlocked or open. After reading that, you might be thinking that you never leave doors open for burglars to come in. But do you? 1....
Do You Owe Taxes on Reimbursements for a Home Insurance Claim?
Home insurance reimbursements can reduce a lot of stress after a fire, storm or other disaster damages your home and leaves you scrambling to pay for the repairs. Yet that stress relief often fades when tax season rolls around and homeowners become unsure about how to report the money....
How Does a Claim Affect My Home Insurance Premium?
Home insurance is designed to protect your home in case of an accident or natural disaster. Unfortunately, even if an accident does happen while you have home insurance, this doesn’t mean you’re completely in the clear when it comes to expenses. ...
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