Life Insurance - Petaluma, CA
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Life Insurance for a Non-Working Spouse
Life Insurance coverage. Many people assume that if there is one breadwinner in the house and one non-working spouse, then the only person who needs life insurance is the one bringing home money, but they would be wrong....
What to Know About Life Insurance Accelerated Death Benefits
The accelerated death benefit is a life insurance policy rider that lets you receive a portion of your life insurance money while you are still living, usually to cover a major cost, such as a terminal illness. The money can be used towards medical expenses and any financial burden that has been placed on the family or loved ones....
Life Insurance and Coronavirus
This is an unprecedented time in our world today. Coronavirus is making everything so uncertain, and now more than ever, insurance companies are trying to provide people the right tools for them to take care of their families and make sure there is some sort of security and foundation....
What Do Insurers Look for in a Life Insurance Blood Test and Medical Exam?
When you submit an application for life insurance, the insurer will usually request a medical exam to determine whether you have any diseases, if you’re at risk for any diseases, and to determine your drug and alcohol use. The exam may involve a physical, blood test, urine test and EKG, as well as questions about your medical history....
Why Do I Need to Review My Life Insurance Policy Every Year?
So, you purchased a life insurance policy. Now your family is set and financially secure. That should be the end of it, right? Unfortunately, that isn't the case. It's recommended that you review your life insurance policy every year. Life brings about a lot of changes, and adjustments in your policy need to be made in response....
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