Schulte Insurance Agency
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1036 Second Street
Prepare for Open Enrollment Now
Open enrollment for 2022 is right around the corner. During an ongoing pandemic, it’s become increasingly important to make sure you’re receiving the best coverage to suit your needs. Selecting the right benefits for yourself will provide the best care and coverage possible when you need it most.
What Does Long-Term Care Insurance Cover?
Health care is a crucial and complicated topic with many facets, especially when it comes to the elderly and disabled. There are coverages available for those who need extra help, such as long-term care. Long-term care refers to assistance someone may need for an extended period of time, or even for the rest of their life.
Do I Need Short-Term or Long-Term Disability Insurance?
Disability insurance is designed to protect individuals while they are unable to work due to an illness or disability. Not all disability insurance policies are created equal, however, and certain plans are created to serve different purposes.
Don’t get caught without health insurance in 2016 – the fines are outrageous!
Check out the fines for not having health insurance next year here: http://obamacarefee.com/2016-calculator/ Enroll by 12/15/15 for a 1/1/16 effective date. Enroll between 12/16/15 and 1/15/16 for a 2/1/16 effective date. Enroll between 1/16/16 and 1/31/16 for a 3/1/16 effective date.
The importance of life insurance for our children
We typically do not consider life insurance for our children – we don’t want to even think about them passing away and some of us believe that they should not need it being young. Life Insurance is actually very important no matter how young your child is. Why, you ask?
1036 Second Street
Elizabeth Schulte, CHRS
Jessica Schulte Walker, LPRT, CHRS, HIP
Matthew Schulte, CHRS