Rick Bowers Insurance

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Have Life Insurance Premiums Increased During the Pandemic?
The simple answer is NO! As a matter of fact, one of my favorite carriers just announced a decrease in premium for one of their top products. Now is a great time to buy life insurance because rates have never been this low and everything can be done without risking the spread of Covid 19 by using the internet!...

Are Annuities a Good Investment?
All Annuities are NOT the same. Variable Annuities can lose money whereas Fixed and Fixed Indexed Annuities do not risk loss. In the worst market conditions a Fixed or Fixed Indexed Annuity will simply return no gain no loss for the year....

How Can I Get the Best Rates on Car and Home Insurance?
Most consumers do not understand how Auto and Homewoners insurance companies come up with rates. I can't tell you how many times people have asked me why their policies cost more or less than their neighbor's policies. How could there be such a difference with the same size home, same number of drivers in the house?...

Can I Get Life Insurance if I am a Medical Canibas Patient?
The quick answer is YES! While most carriers (at the time of this blog) still look at Medical Canibas as something they would rather avoid, the industry is taking steps to remedy this situation. I have found carriers willing to offer very competitive rates to Medical Canibas patients....

Services Offered
Annuities Motorcycle
Auto Recreational Vehicle
Business & Commercial Retirement Plans
Life Watercraft & Boat