C.T. Lowndes & Company

462 Reviews | Leave a Review
966 McCants Drive
Mt. Pleasant, SC 29464 8 Other Locations to Serve You
(843) 884-3159

About Us

C. T. Lowndes & Company is South Carolina's oldest insurance agency, serving the Lowcountry of S.C. since 1850. At C. T. Lowndes & Company, you can purchase insurance policies from one of the many fine insurance companies the agency represents. C. T. Lowndes & Company is an independent insurance agency, a Trusted Choice insurance agency, a family owned business with a wonderful reputation in the Greater Charleston, South Carolina region, to include Charleston, Colleton, Berkeley, and Dorchester counties.

Our agents provide free insurance quotes at affordable prices for Automobile, Truck, and Motorcycle insurance; Homeowners, Dwelling, Condo, Mobile Home, and Renters insurance; Boat, Jet ski, ATV, Golf cart, RV, and other power-sports and recreational vehicle insurance; Wedding insurance, Business and Commercial Insurance, Commercial Auto, Commercial Property,  General Liability insurance, Package insurance, Contractors, Workers Compensation insurance for small and large businesses; individual and group health insurance; long term care insurance, dental, and disability insurance; and life insurance including term, whole life, and mortgage.

To find out how much money we can save you on your  insurance premium call a C.T. Lowndes & Company agent near you.


Charleston                         Mt. Pleasant                    Summerville

(843) 763-0120                 (843) 884-3159                (843) 875-2300


Goose Creek                       Moncks Corner               Walterboro

(843) 553-1011                  (843) 761-8077               (843) 549-6179


Edisto                                    Myrtle Beach

(843) 869-2141                     (843) 492-2070


Recent Reviews for C.T. Lowndes & Company

Bonnie Was my bestie! She always had my back and her patience was so appreciated. I had to move to Richmond, but I honestly will miss having her as my insurance agent. Awesome stars for Bonnie.

Sammie Sherman is my agent. She has always been very helpful, very professional and very pleasant. Today I received a letter from the SCDMV stating that they did not have proof of liability insurance on my vehicle. (This must have come up because I had the vehicle reregistered in my name after the recent death of my husband). The letter warned of serious consequences including a $200 fine if I did not send them proof of insurance within a deadline. This was very upsetting to me. I called Sammie and she said that she knew exactly what to do and would furnish proof of F insurance to the SCDMV that day. Is he was very reassuring. I thanked her profusely and she said “ that’s what I’m here for! “. In a cheerful voice. Shortly thereafter she emailed me a copy of what she sent to DMV and a copy of a letter addressed to me that they had FAXED her saying that the matter had been resolved. I have now bought my homeowners, auto and umbrella polices from Sammie! Kudos to her. She’s the best!

Thanks so much, Henry for all you do for us, keeping track of everything so wonderfully. THANK YOU and your wonderful staff!

Hannah from the Walterboro office was very helpful, and I would completely recommend her and CT Lowndes to anyone looking for a good insurance agent/agency.

Bonnie was very quick to respond to my request. The attachment she sent was appreciated. Goo service.4TPNC

View All Reviews for C.T. Lowndes & Company
Related Articles
Flood Insurance and Your Home
If you have flood insurance through the National Flood Insurance Program (NFIP), be aware that the policy provides very little coverage for items located below the first elevated floor of a post-FIRM home (a home built after 1974). You should move whatever you can to a higher level....

Hurricane Prep Part. 1: If a Hurricane is Approaching
Let's imagine a hurricane is approaching our area. These are some insurance related items you may want to consider as you prepare for the storm. ·         Find your insurance policies (automobile, homeowners, flood, boat, commercial, etc.)....

Flood Insurance and Hurricane Damage
During the hurricane seasons of 2016, 2017, and 2018, many homes, particularly those on beaches, had flood waters (from ocean or rivers) come into the areas below the elevated floor of the dwelling. The waters rose, then fell, leaving behind a mess....

Hurricane Safety 101
Hurricane season officially started on June 1st! Do you know what to do if a hurricane is headed your way? If there is a possibility of a hurricane in your area, follow these tips for pre-hurricane safety. ·         Always attempt to evacuate if suggested....

Trucking Insurance and ELDs
Any trucker who uses an Electronic Logging Device (ELD) to track hours of service can participate in Progressive’s Smart Haul program. By sharing your data with Progressive, you can perhaps save big bucks on your insurance premium. The ELD is required on trucks newer than 2000....

Services Offered
Auto Life
Business & Commercial Other
Flood Renters
Homeowners Watercraft & Boat