BTS Insurance Group
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BTS Insurance Group welcomes Ohio National!
BTS Insurance Group is now offering all life insurance products from the highly rated Ohio National Financial Services. BTS Insurance Group strives to offer the most competitive life insurance companies to our clients and the addition of Ohio National brings the most competitive term rates in
3 simple ways to save money on life insurance
1. Pay your premiums annually. This will save you about 5% per year with most life insurance companies and 8% with at least one other major carrier. Over the life of the policy this truly makes a big difference.
How “layering” life insurance policies can save money
There are many choices when it comes to finding the right life insurance for any given situation. Often overlooked by inexperienced agents (and agencies) is the value of layering term life insurance policies in order to save money and provide appropriate levels of coverage.
My pension income increased 30% because of life insurance!
One of my clients was happy to make this statement recently. If you are lucky enough to have a pension and haven’t started receiving benefits this strategy could work for you and with little to no risk. Typically pension benefits are paid out based on the method chosen by the employee.
Can you count on your employer provided life insurance?
One of the most troubling situations I run into as a life insurance agent is a call from someone who has just had their employer provided (group) life insurance taken away from them. Almost as bad as having the life insurance coverage benefit dropped is seeing the premium increase to unaffordable levels as you get older.