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If your neighbor's tree falls on your house...
Trees can be tricky, but for the most part homeowners are responsible for what falls into their own yard. So if a storm causes your neighbor’s tree to fall in your yard, your homeowners insurance could help cover the cost of removing the tree and remedying the damage it caused on your property, after your deductible....

Hail Season
You hear a tapping on your roof, against your windows, and then comes that moment of dread....HAIL. Yes it is peak hail season in North Carolina and that means it is peak hail claim season as well. After a hail storm the damage is difficult for the layman to assess....

Life Insurance
Life Insurance is something most people know they need, but don't have. Major life changes like getting married, starting a family or buying a house are usually what prompt people to start thinking about life insurance. Even when there is a need, people still tend to put off buying it....

What to Know About Hail, Roof Damage and Common Scams
A hailstorm just blew in through your neighborhood. Suddenly, there are people at your door telling you they can repair your home’s damage quickly and easily. What would you do? While some hail damage may be obvious, you can’t always trust that someone showing up to your door has your best interests in mind....

COVID19/Coronavirus Update
Our top priority at Barnett Smith Insurance is making sure the needs of our clients are met. During the spread of the COVID19/Coronavirus we will remain active in working for our clients. Currently we are observing normal business hours, but if our operations are restricted, we will still be able to conduct business....