Variable Life Insurance Insurance

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What is variable life insurance?

Variable life insurance is a form of whole life insurance that gives you more control over your investment options. This policy also includes a cash value account, which is invested into many sub-accounts of your choosing. As your policy’s cash value grows, you can use the profits to increase the death benefit you leave behind. Or, you can withdraw funds as necessary.

What are the benefits of variable life insurance?

A variable life insurance policy is great if you prefer to do your own investing. Like all investments the policy’s cash value can grow or decrease depending on the investment fund performance. Plus, annual growth of your policy’s cash value account is not taxed as ordinary income, which can save you money in the long term.

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Choosing the right variable life insurance policy involves many working parts. We’re happy to help you select a policy and set up your investment options. Contact us today to protect your family’s financial future.